Last Updated: Sept 12, 2025
Welcome to Bads and Shaina (the “Website”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. Please read them carefully before using our services.
1. General Information
This Website is owned and managed by Shaina Singson, a licensed Financial Advisor of Sun Life of Canada (Philippines), Inc. (“Sun Life”). The content provided here is for informational purposes only and is not intended as professional financial advice or an official offer from Sun Life.
2. No Guarantee or Warranty
All information provided on this Website is general in nature.
We make no guarantees regarding financial outcomes, product suitability, or performance.
Policy features and benefits are subject to the official terms of the policy contract issued by Sun Life.
3. Use of Information
By using this Website, you agree that any decisions you make based on the information provided are your responsibility.
You are encouraged to speak directly with a licensed Sun Life Financial Advisor (such as myself) to receive advice tailored to your needs.
4. Data Collection and Privacy
By submitting forms on this Website, you consent to the collection and use of your personal information in accordance with the Data Privacy Act of 2012.
We will not share your personal information with third parties except as required by law or with Sun Life for official processing of inquiries.
Please review our Privacy Policy for full details.
5. Intellectual Property
All text, graphics, and content on this Website are the property of Bads and Shaina unless otherwise stated.
You may not reproduce, distribute, or republish any part of this Website without prior written permission.
6. Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages resulting from the use of this Website.
Sun Life of Canada (Philippines), Inc. is regulated by the Insurance Commission.
7. Changes to Terms
We may update these Terms and Conditions at any time. Continued use of the Website constitutes your acceptance of the updated Terms.
8. Contact Information
For questions about these Terms and Conditions, you may contact:
Shaina Singson
Licensed Sun Life Financial Advisor
Email: [email protected]
Phone: +63 985 120 9048